Vital Reasons Why You Need Dental Insurance

in Health & Well-being

Most people do not think about dental insurance when signing up for health insurance policies. But that is an important aspect worth considering because your dental health is also linked to your overall health. Statistics show that about 32% of Canadians do not have dental insurance even though most have dentists and visit them fairly regularly. Are you uncertain about getting dental insurance? Hopefully, these reasons will help you make a decision.

Save money

If you want to reinvent your smile, then dental insurance is the best option for you! Not only would you have the opportunity to whiten and straighten your teeth, but you can do so at more reasonable costs. Dental insurance typically fully covers checkups and other services provided by your dentist. More regular visits mean that you can keep your teeth looking clean and healthy. However, it’s important to note that most dental insurance plans do not cover purely cosmetic procedures. Most offer amazing benefits and discounts on some cosmetic procedures like tooth whitening. You will also save on more expensive procedures like root canals, X-rays, and braces. How much do braces cost? They can range between $3,000 – $10,000! Having a dental plan can help reduce this cost significantly.

Prepares you for dental emergencies

Dental emergencies can happen at any time. You can fall and chip your tooth or be plagued with a sudden bout of toothache. That also means you will be hit with an expense you did not see coming. However, if you have a dental plan, it can go a long way in helping cover those unforeseen costs that rack up in the emergency room. Without one, you might be tempted to leave your condition untreated. But you might put yourself in more harm by doing so. Plus, it would only increase your dental bills over time. When you are faced with an emergency, you must visit your dentist right away to fix the issue. But, it’s important to note that most plans do not cover emergencies caused by an existing condition. Therefore, you should ensure that you pick the right plan for you.

Treat potential dental problems

All dentists recommend brushing, flossing, and adopting other home-care dental practices for good oral health and hygiene. The good news is that around 73% of Canadians ensure they brush their teeth twice daily. Unfortunately, this tip does not help you identify further problems regarding your oral health. Sometimes, it would take regular checkups with the dentist to identify such potential problems. Through regular checkups, your dentist will be able to identify problems you otherwise might not notice. X-rays, for example, will allow your dentist to identify any decay or cavities. Dental insurance allows you to regularly visit the dentist, with most of them fully covering checkups.

As you can see, having dental insurance provides you with many useful benefits. It’s a fantastic way to stay healthy while saving money at the dentist. But it’s important that you also maintain good oral hygiene at home to help keep your costs further down.


Image Credits: StockSnap

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